Home Maintenance & Insurance


On today’s episode of It’s YOUR Home with Jon Bibbs, we are joined by Joseph Lowery, Franchise Owner, Pillar to Post Home Inspectors and Vernon Garrett – Founder of Garrett Insurance Solutions.

Joseph Lowery provides top-tier home inspections through his experience with real estate, familiarity with house structures and mechanicals, and experience with basic carpentry, electrical, plumbing, masonry, drywall, and more.

Key Takeaways:

  1. The Power of Inspection: Home inspections are an essential part of the real estate process, offering prospective buyers an in-depth understanding of a property’s current condition.
  2. Investment Security: A thorough home inspection can reveal potential issues, allowing for better negotiation and potentially saving thousands of dollars.
  3. Smooth Navigation: With expert guidance, navigating the home inspection process becomes significantly easier and more effective.
  4. Informed Decision Making: A comprehensive home inspection equips both buyers and sellers with the knowledge to make informed decisions, impacting the property sale significantly.
  5. Take a Holistic View: When you approach a potential home, don’t just focus on the interior. The exterior, particularly the roof, can provide insights into the overall condition of the property.
  6. Watch Out For Signs Of Damage: Lifting or cracking shingles can be a red flag for potential issues like leaks or structural damage.
  7. New Constructions Need Inspections Too: Even newly built homes can have hidden issues. An inspection before your one-year warranty expires could save you thousands in repairs.
  8.  Act On Inspection Insights: After an inspection, review the report, prioritize the suggested repairs, and take action to correct the issues.

Investing in a thorough home inspection is a small price to pay considering the potential savings and security it offers. It provides peace of mind, knowing that you have made an informed decision based on a professional evaluation.

Connect with Joseph Lowery

Vernon Garrett, the founder of Garrett Insurance Solutions. Vernon is here to simplify the often overwhelming world of insurance, focusing particularly on homeowners’ insurance.

Key Takeaways:

  1. Understand the Importance: Homeowners insurance is not just a mortgage requirement; it’s a critical safety net for your property, possessions, and liability risks.
  2. Choose Wisely: It’s not about the cheapest policy but about the one that offers adequate coverage for your home’s value and your belongings.
  3. Enjoy Peace of Mind: With the right coverage, you can rest easy knowing you’re protected against unforeseen circumstances.
  4. Understand your Coverage: Familiarize yourself with the details of your homeowners insurance policy so you know exactly what is covered and up to what amounts.
  5. Prepare with a Video Inventory: Capture a comprehensive video of your home and possessions to simplify and expedite the claims process.
  6. Understand the Claims Process: Know the steps involved in filing a claim to help reduce stress and ensure you get the compensation you’re entitled to.
  7. Ask Questions: Don’t hesitate to ask your insurance agent questions about your coverage or the claims process.

When it comes to homeowners insurance, the right coverage can make all the difference. It’s not just about safeguarding your property; it’s about ensuring your peace of mind. With the right coverage in place, you can rest easy knowing that you’re protected against unforeseen circumstances.

Connect with Vernon Garrett
By Phone: (804)986-0335

To learn more about today’s listing, please click here.

4106 Patterson Avenue

Today’s show is brought to you by Commonwealth Solutions Group. Whether you are purchasing real estate or selling, CSG provides a personal touch through the length of every transaction they undertake.

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